Verifacto, Inc. - Privacy Policy

Verifacto, Inc., a Delaware corporation ("Verifacto", "our "us," or "we") respects the privacy of every individual who visits our website and utilizes our services through our website. This Privacy Policy outlines the information regarding Verifacto, Inc.’s collection, use, storage, sharing and protection of your personal and confidential information. It applies to the Verifacto.com website and all related sites, applications, services and tools regardless of how you access or use them. You accept this Privacy Policy when you sign up for, access, or use our products, services, content, features, technologies or functions offered on our website and all related sites, applications, and services (collectively “Verifacto Services”). We can be reached via e-mail at info@verifacto.com

YOUR CONSENT TO THIS PRIVACY POLICY

By using the Website or the Service, you agree to this Privacy Policy and the collection and use of information contemplated hereby. This is our entire and exclusive Privacy Policy and it supersedes any earlier version. We may change this Privacy Policy by posting a new version of this Privacy Policy on our Website or through the Service, and it is your responsibility to review this policy periodically. When we do change the policy, we will also revise the "Revised" date and may notify you or post a message on the Website and/or through the Service. Your continued use of the Website or the Service constitutes your agreement to this Privacy Policy and any updates. Verifacto, Inc. will not collect any personally identifiable information ("Personal Data" and “Confidential Personal Information”) about you (e.g., your name, address, telephone number, account number or email address) through our website unless you have provided it to us voluntarily. If you do not want your Personal Data collected, please do not submit it to us. Verifacto, Inc. offers users who have voluntarily provided Personal Data to us the opportunity to review the information provided and to correct any errors. We may also collect additional information from or about you in other ways, such as through contact with our customer support team or results when you respond to a survey and from interactions with certain third parties that we share information with in accordance with this Privacy Policy. When you do provide us with dataPersonal Data or Confidential Personal Information, we may use that information in the following ways, unless stated otherwise: we may store and process that information to better understand the type of individuals that visit our website and utilize our services and their needs and how we can improve our services; we (or a fulfillment house or other third party on our behalf) may use that information to contact you; and/or we may provide other third parties with this information in aggregate form - but not individual - information about visitors to, or users of, our website and services. We do not now and do not presently intend to sell, rent or market Personal Data about you to third parties except as specified below. Verifacto, Inc. may use Confidential Personal Information to fulfill your requested transactions, to provide products or services that should assist you in mitigating collateral, credit and collection risks, to provide related products and services, or to inform you about additional related products and services that may be of interest to you or your customers. Verifacto, Inc. may also disclose Confidential Personal Information to affiliated and non-affiliated third parties for the following purposes:

  • To process or service requested or authorized transactions, such as insurance verification and monitoring, payment reminders and or payment processing if you are subscribed to these services with Verifacto, Inc.
  • To transfer the information to VeriSurance, a Verifacto, Inc. subsidiary for the purpose of providing your customers a secure quotation for insurance products, obtain insurance coverage, or other related insurance related services.
  • To disclose Confidential Personal Information when Verifacto, Inc. is legally required to do so.

Non-personally Identifiable Information Collected

To better target our own marketing efforts, we may gather or use an outside vendor to gather the following types of non-personally identifiable information about users who come to our sites and utilize our services:

  • Your IP address (a unique number assigned to every computer on the Internet). Information that can be inferred from the IP address includes the user's geographic location, company, type, and size of organization.
  • Your domain type (i.e., .com, .net, or .edu.).
  • Standard information included with every communication sent on the Internet. Information which we can infer from this standard information includes your browser version and type (e.g., Netscape or Internet Explorer), operating system (i.e., Windows or Macintosh), browser language (e.g., Java or Unix), service provider (e.g., MindSpring or AOL), your local time, etc.
  • How you utilize the pages you visit within our site (e.g. which pages you view).

Information Placed Automatically on Your Computer

Our Web server may write a "cookie," a small computer file, to your hard drive. We may use cookies to enhance your on-line experience, to facilitate your use of our site, to recognize you as a repeat visitor, and to collect statistics about your visit to the site. If you buy products through our "shopping cart" feature, we may use a cookie to track your order. The cookies used by this site do not contain personally identifying information, such as your name, address, telephone number, e-mail address, or credit card information.
Most web browsers allow you to exercise control over cookie files on your computer by erasing them, blocking them, or notifying you when you receive such files. Please refer to your own browser's instructions for information on those functions. If you do elect to disable the cookies from this site, please note that you may not be able to use the some of our website features. You can order any product by telephone by emailing Verifacto at info@verifacto.com.

Protection of Confidential Personal Information

Only Verifacto, Inc. employees and others who need the Confidential Personal Information in order to provide insurance products or services to clients and client’s customers have access to this information. Verifacto, Inc. has established physical, electronic, and procedural controls designed to safeguard the confidentiality and integrity of all Confidential Personal Information in its possession. Verifacto, Inc. implemented best effort security procedures to prevent unauthorized access thereto.

Security and Confidentiality of Information

The Internet and computer software (particularly software utilized in conjunction with the Internet) is inherently complex, may not be completely free of errors and cannot be absolutely secure and completely resistant to penetration by unauthorized persons, we cannot guarantee the complete security and continued integrity of any information provided to us through our website. Therefore, it is your responsibility to verify your work and information and to make backup copies of all information, and Verifacto, INC will not be responsible for your failure to do so. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF OUR SERVICES AND THE INTERNET IS AT YOUR OWN RISK AND THAT THE SERVICES ARE PROVIDED AS IS AND VERIFACTO, INC WILL USE COMMERCIALLY REASONABLE EFFORTS TO MAKE ACCESS TO THE SERVICES AND TO ITS WEB SITE AVAILABLE TO YOU THROUGH THE REQUIRED ACCESS PROTOCOLS AND TO PROTECT THE SECURITY AND CONFIDENTIALITY OF ANY INFORMATION YOU TRANSMIT THROUGH OUR WEBSITE OR UTILIZING OUR SERVICES, BUT VERIFACTO INC MAKES NO WARRANTY OR GUARANTEE THAT YOU WILL BE ABLE TO ACCESS THE SERVICES OR OUR WEB SITE AT ANY PARTICULAR TIME OR FROM ANY PARTICULAR LOCATION OR THAT ANY INFORMATION YOU TRANSMIT THROUGH OUR WEBSITE OR UTILIZING OUR SERVICES WILL BE COMPLETELY SECURE AND FREE FROM UNAUTHORIZED ACCESS.

Agreement

By using this site, you signify your agreement to our Privacy Policy. If you do not agree to our Privacy Policy, please do not use this site. We reserve the right, at our complete discretion, to change, modify, add, or remove portions of this policy at any time. Please check back periodically for any changes we may make to this policy. Your continued use of this site following the posting of changes to these terms will mean you accept these changes. By submitting messages, information and/or materials to or through our website, each user agrees to indemnify, defend, and hold harmless Verifacto, Inc. from all damages, costs, and expenses. These fees would include reasonable attorney's fees and costs arising out of all claims, challenges, or actions related to the submission, including, without limitation, claims for infringement of intellectual property rights, libel, and defamation related to the submission.



This Website Privacy Statement was last revised on November 9, 2015.